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Sep 28, 2017 - 34 minute read

Types of unsecured personal loans

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you types of unsecured personal loans afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.

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Types of unsecured personal loans

If you have the misfortune to end up dealing types of unsecured personal loans a less than genuine buyer, expect the process to be drawn out for months as they try to secure mortgage finance. For your sale to stand a chance of meeting whatever timeframe you stipulate, your buyer has to be genuinely cash funded. Be aware that 99 of the companies out there are not genuine cash buyers.

Although their websites may suggest otherwise, the vast majority of these firms are lead generators selling your personal details or brokers passing your details on to small-time investors. This second group predominantly need mortgage finance andor tie you in with option contracts.

The option contract is needed to hold you in place (i. stop you being able to sell elsewhere) while a buyer andor mortgage funding is secured. This makes the process risky and your sale far from guaranteed. From our research, we estimate that in fact over 70 of sales agreed to these types of buyers fail, because mortgage funding cannot be secured.

In other words, a massive waste of your time.

Types of unsecured personal loans

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Types of unsecured personal loans
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